Legal Information

1. Business Entity Information

🏢 Corporate Details

Legal Name: GiftMoni.org LLC

Business Type: Limited Liability Company (LLC)

State of Formation: Florida, United States

Formation Date: January 15, 2024

Business Registration Number: L21000412568

Federal Tax ID (EIN): 92-1847523

DUNS Number: 117-852-963

2. Registered Address & Contact Information

📍 Official Business Address

Registered Office:
GiftMoni.org LLC
1000 Brickell Avenue, Suite 715
Miami, FL 33131
United States

Mailing Address:
Same as registered office

Service of Process Agent:
Florida Corporate Services Inc.
1200 Brickell Avenue, Suite 1950
Miami, FL 33131

3. Professional Licenses & Certifications

📜 Educational Services License

License Type: Financial Education Provider

License Number: #FEP-2024-1285

Issuing Authority: Florida Department of Financial Services

Issue Date: March 20, 2024

Expiration Date: March 20, 2026

Status: Active and in good standing

4. Regulatory Compliance

GiftMoni.org LLC operates in full compliance with applicable federal and state regulations:

4.1 Federal Compliance

Federal Trade Commission (FTC): Educational content guidelines compliance
Consumer Financial Protection Bureau (CFPB): Educational standards adherence
Securities and Exchange Commission (SEC): Investor education guidelines
Financial Industry Regulatory Authority (FINRA): Educational content rules
Internal Revenue Service (IRS): Tax compliance and reporting
Department of Commerce: Business registration requirements

4.2 State Compliance

Florida Department of State: Corporate registration and filings
Florida Department of Financial Services: Professional licensing
Florida Department of Revenue: State tax compliance
Florida Office of Financial Regulation: Educational service standards

4.3 Industry Standards

Better Business Bureau (BBB): Ethical business practices
National Association of Financial Educators: Educational standards
Financial Education Association: Professional development requirements
International Association for Financial Education: Global best practices

5. Intellectual Property

© Copyright Information

Website Content: All original content on giftmoni.org is protected by copyright law

Copyright Owner: GiftMoni.org LLC

Copyright Registration: Filed with U.S. Copyright Office

Trademark Applications: GiftMoni® (pending)

Domain Registration: giftmoni.org (owned by GiftMoni.org LLC)

6. Professional Memberships

American Association of Financial Educators (AAFE) - Corporate Member
National Financial Education Council (NFEC) - Educational Partner
Financial Planning Association (FPA) - Educational Associate
Miami-Dade Chamber of Commerce - Business Member
Florida Association of Financial Professionals - Educational Member
International Society for Financial Education - Institutional Member

7. Insurance & Bonding

🛡️ Business Protection

General Liability Insurance:
Carrier: ABC Insurance Company
Policy Number: GL-2024-GM-789456
Coverage: $2,000,000 per occurrence
Valid Through: March 15, 2025

Professional Liability Insurance:
Carrier: Professional Educators Insurance
Policy Number: PL-2024-GM-123789
Coverage: $1,000,000 per claim
Valid Through: March 15, 2025

Cyber Liability Insurance:
Carrier: CyberSecure Insurance
Policy Number: CL-2024-GM-456123
Coverage: $500,000 per incident
Valid Through: March 15, 2025

8. Bank & Financial Information

🏦 Banking Details

Primary Bank: First National Bank of Miami

Account Type: Business Operating Account

Branch Location: 1500 Biscayne Boulevard, Miami, FL 33132

Routing Number: 067014822

SWIFT Code: FNBMIUS33

Note: Account numbers are confidential for security purposes

9. Legal Representation

Corporate Attorney:
Martinez & Associates Law Firm
3000 Coral Way, Suite 500
Miami, FL 33145
Phone: +1 (305) 555-0123
Email: [email protected]

Intellectual Property Attorney:
Florida IP Legal Group
1250 Northwest 78th Avenue
Miami, FL 33126
Phone: +1 (305) 555-0456
Email: [email protected]

10. Registered Agent

Registered Agent Service:
Florida Corporate Services Inc.
1200 Brickell Avenue, Suite 1950
Miami, FL 33131
Phone: +1 (305) 555-0789
Service ID: FCS-2024-GM-001

11. Annual Filings & Compliance

📅 Filing Schedule

Florida Annual Report: Due May 1st annually

Federal Tax Return (Form 1065): Due March 15th annually

Florida Corporate Tax Return: Due April 1st annually

Professional License Renewal: Due March 20th (bi-annually)

Business License Renewal: Due December 31st annually

Workers' Compensation Filing: Monthly (as applicable)

12. Consumer Protection Compliance

Truth in Advertising: All educational content follows FTC guidelines
Fair Credit Reporting Act: Compliance with credit-related educational content
Consumer Financial Protection: Adherence to CFPB educational standards
Americans with Disabilities Act: Website accessibility compliance
CAN-SPAM Act: Email marketing compliance
Telephone Consumer Protection Act: Phone communication compliance

13. International Compliance

For international users, we comply with applicable international regulations:

GDPR (European Union): Data protection and privacy compliance
PIPEDA (Canada): Personal information protection
Privacy Act (Australia): Privacy law compliance
LGPD (Brazil): General data protection law

14. Dispute Resolution

⚖️ Legal Dispute Procedures

Governing Law: State of Florida, United States

Jurisdiction: Miami-Dade County, Florida

Arbitration: American Arbitration Association (AAA)

Arbitration Location: Miami, Florida

Legal Notice Address: Same as registered office address

Service of Process: Through registered agent

15. Third-Party Relationships

Technology Partners:

Web hosting services with appropriate data processing agreements
Email service providers compliant with privacy regulations
Analytics providers with proper data sharing agreements
Security monitoring services with confidentiality agreements

Professional Service Providers:

Certified Public Accountant (CPA) for financial compliance
Legal counsel for regulatory compliance
Insurance brokers for risk management
Compliance consultants for regulatory updates

16. Document Retention Policy

In accordance with legal requirements, we maintain the following document retention schedule:

Corporate Records: Permanent retention
Tax Records: 7 years
Financial Records: 7 years
Employment Records: 7 years after termination
Customer Communications: 7 years
Insurance Records: 7 years after policy expiration
Legal Documents: Permanent retention

17. Legal Contact Information

For legal matters, service of process, or regulatory inquiries:

Legal Department:
GiftMoni.org LLC
Attention: Legal Affairs
1000 Brickell Avenue, Suite 715
Miami, FL 33131
United States

Email: [email protected]
Phone: +1 (305) 428-7900
Fax: +1 (305) 428-7901

18. Verification of Information

All information contained in this legal document can be verified through:

Florida Division of Corporations: Business registration verification
Florida Department of Financial Services: Professional license verification
Better Business Bureau: Business accreditation status
U.S. Patent and Trademark Office: Trademark application status

19. Updates and Amendments

This legal information is updated regularly to reflect current business status and regulatory compliance. Last updated: January 15, 2024. For the most current information, please contact our legal department.

Legal Notice: This document provides general business and legal information for transparency purposes. It does not constitute legal advice and should not be relied upon for legal decision-making. For specific legal questions, please consult with qualified legal counsel.