🎓 EDUCATIONAL PURPOSES ONLY - This website provides educational information about gift card money management. We do not sell gift cards or facilitate any financial transactions.
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Terms of Service

Effective Date: January 15, 2024

Last Updated: January 15, 2024

1. Acceptance of Terms

Welcome to GiftMoni.org. These Terms of Service ("Terms") govern your access to and use of the GiftMoni.org website (the "Website"), owned and operated by GiftMoni.org LLC ("we," "us," or "our"). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Website.

We reserve the right to modify these Terms at any time. Your continued use of the Website after such changes constitutes acceptance of the modified Terms.

2. Educational Purpose and Nature of Services

GiftMoni.org is strictly a financial educational information resource dedicated to providing comprehensive guides, analysis, and educational content about gift card money management. We want to be absolutely clear:

3. Financial Education Disclaimers

The educational content provided on GiftMoni.org is not intended as financial advice, investment recommendations, or professional consulting. Users should:

4. Eligibility

You must be at least 18 years old to use this Website for financial educational purposes. If you are under 18, you must have permission from a parent or legal guardian to use this Website. By using this Website, you represent and warrant that you meet these eligibility requirements.

5. User Accounts

Some features of our Website may require you to create an account. You agree to:

We reserve the right to suspend or terminate your account if any information provided is inaccurate, false, or violates these Terms.

6. Acceptable Use

You agree to use the Website only for lawful educational purposes and in accordance with these Terms. You agree NOT to:

7. Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are owned by GiftMoni.org LLC and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website, except as follows:

8. User-Generated Content

Our Website may allow you to submit comments, feedback, questions, or other content ("User Content"). By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.

You represent and warrant that your User Content:

We reserve the right to remove any User Content that violates these Terms or is otherwise objectionable.

9. Third-Party Content and Links

The Website may contain references to third-party brands, companies, or retailers for educational purposes. Such references do not imply endorsement, sponsorship, or affiliation. We are not responsible for the content, policies, or practices of any third-party entities referenced in our educational materials.

10. Disclaimer of Warranties

THE WEBSITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

We do not warrant that the Website will meet your requirements or that defects will be corrected.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL GIFTMONI.ORG LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO:

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM YOUR USE OF THE WEBSITE SHALL NOT EXCEED $100.

12. Financial Decision Responsibility

You acknowledge and agree that:

13. Indemnification

You agree to defend, indemnify, and hold harmless GiftMoni.org LLC and its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

14. Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Website will immediately cease.

You may terminate your use of the Website at any time by discontinuing access to the site.

All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

15. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States, without regard to conflict of law principles.

Any disputes arising out of or relating to these Terms or your use of the Website shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida. You consent to the personal jurisdiction of such courts.

16. Arbitration Agreement

For disputes involving claims of less than $10,000, you agree that disputes will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association in Miami, Florida. You waive your right to participate in a class action lawsuit or class-wide arbitration.

17. Regulatory Compliance

GiftMoni.org LLC operates in compliance with:

18. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy and other policies referenced herein, constitute the entire agreement between you and GiftMoni.org LLC regarding your use of the Website.

20. Waiver

No waiver by us of any term or condition shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

21. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Website after revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the Website.

22. Contact Information

If you have any questions about these Terms of Service, please contact us:

GiftMoni.org LLC
1000 Brickell Avenue, Suite 715
Miami, FL 33131
United States

Email: [email protected]
Phone: +1 (305) 428-7900
Fax: +1 (305) 428-7901

23. Additional Legal Documents

Please also review our related legal documents: