Refund Policy
Effective Date: January 15, 2024
Last Updated: January 15, 2024
1. Important Notice
Free Educational Content: Most of our educational content is provided free of charge and does not require payment or refunds. This refund policy applies to any premium educational services, advanced courses, or paid consultations that we may offer in the future.
No Gift Card Sales: We do not sell gift cards, process gift card transactions, or facilitate gift card purchases. This refund policy does not apply to gift card transactions as we do not conduct such business activities.
2. Scope of This Policy
This refund policy applies to:
- Premium educational courses and content
- Professional consultation services
- Educational workshops and webinars
- Specialized research reports
- Professional certification programs
- Institutional educational services
This policy does NOT apply to:
- Free educational content and resources
- Newsletter subscriptions (free service)
- General website access and usage
- Gift card purchases (we don't sell gift cards)
- Third-party services or products
3. Premium Educational Services Refund Policy
3.1 30-Day Money-Back Guarantee
Coverage: Premium educational courses and digital content
Time Limit: 30 days from purchase date
Conditions:
- Request must be made within 30 days of purchase
- Must provide specific reason for dissatisfaction
- Course completion must be less than 50%
- No evidence of content sharing or unauthorized distribution
3.2 Professional Consultation Services
Coverage: One-on-one educational consultations
Refund Terms:
- Before Session: Full refund if cancelled 48+ hours in advance
- 24-48 Hours: 50% refund for cancellations
- Less than 24 Hours: No refund (may reschedule once)
- After Session: No refunds for completed consultations
3.3 Educational Workshops and Webinars
Live Events:
- 7+ Days Before: Full refund
- 3-7 Days Before: 75% refund
- 1-3 Days Before: 50% refund
- Day of Event: No refund
Recorded Sessions: 14-day money-back guarantee
4. Refund Process
4.1 How to Request a Refund
- Submit Request: Email [email protected] with your request
- Include Information:
- Order number or transaction ID
- Purchase date
- Reason for refund request
- Contact information
- Wait for Review: We'll review your request within 2-3 business days
- Receive Decision: You'll receive an email with our decision
- Processing: Approved refunds are processed within 5-7 business days
4.2 Required Information
To process your refund request, please provide:
- Full name and email address used for purchase
- Transaction or order number
- Date of purchase
- Detailed reason for refund request
- Any supporting documentation (if applicable)
5. Refund Methods and Timeline
5.1 Refund Methods
Refunds will be processed using the same payment method used for the original purchase:
- Credit/Debit Cards: Refunded to the original card
- PayPal: Refunded to your PayPal account
- Bank Transfer: Refunded to the originating account
- Check: Mailed to your registered address (if original payment by check)
5.2 Processing Timeline
- Request Review: 2-3 business days
- Refund Processing: 5-7 business days after approval
- Bank Processing: 3-10 business days (varies by financial institution)
- Total Timeline: 10-20 business days from request to account credit
6. Conditions and Limitations
6.1 Eligible Refund Requests
Refunds may be approved for:
- Technical issues preventing access to purchased content
- Significant discrepancy between advertised and delivered content
- Duplicate purchases made in error
- Accidental purchases
- Legitimate dissatisfaction with educational content quality
- Medical emergencies preventing participation
6.2 Non-Eligible Refund Requests
Refunds will NOT be approved for:
- Requests made after the applicable refund period
- Content that has been fully consumed or completed
- Change of mind after gaining the educational value
- Failure to attend live sessions without advance notice
- Technical issues caused by user error or equipment
- Requests from users who have violated terms of service
- Content shared or distributed without authorization
7. Partial Refunds
In certain circumstances, we may offer partial refunds:
- Partially Completed Courses: Pro-rated refund based on unused content
- Multi-Session Programs: Refund for unattended sessions
- Technical Difficulties: Partial refund if issues affect only portion of content
- Late Cancellations: Reduced refund amount based on our cancellation policy
8. Course and Content Access After Refund
Upon refund approval:
- Access to premium content will be immediately revoked
- Downloaded materials must be deleted
- Course certificates (if issued) become invalid
- Future access to the same content requires new purchase
- Sharing refunded content is prohibited and may result in legal action
9. Institutional and Corporate Refunds
🏢 Corporate Educational Services
Custom Programs: Refund terms negotiated in service agreement
Bulk Purchases: Pro-rated refunds based on usage
Enterprise Licenses: Refunds subject to contract terms
Contact: [email protected] for corporate refund requests
10. Exceptional Circumstances
We may consider refunds outside our standard policy for exceptional circumstances:
- Medical Emergencies: Documented medical issues preventing participation
- Bereavement: Death in immediate family
- Job Loss: Documented unemployment affecting ability to pay
- Natural Disasters: Events preventing access to educational content
- Military Deployment: Unexpected military service obligations
Documentation may be required for exceptional circumstance refunds.
11. Dispute Resolution
If you disagree with our refund decision:
- Appeal Process: Submit appeal to [email protected] within 30 days
- Management Review: Senior management will review your case
- Final Decision: Management decision is final for internal process
- External Options: You may pursue dispute resolution through:
- Better Business Bureau mediation
- Credit card chargeback process
- Legal action (subject to arbitration clause in Terms of Service)
12. Contact Information for Refunds
Refund Requests:
Email: [email protected]
Subject Line: "Refund Request - [Order Number]"
Refund Status Inquiries:
Email: [email protected]
Phone: +1 (305) 428-7900
Appeals:
Email: [email protected]
Mailing Address:
GiftMoni.org LLC
Refund Department
1000 Brickell Avenue, Suite 715
Miami, FL 33131
United States
13. Policy Updates
We may update this refund policy to reflect changes in our services or applicable laws. Changes will be communicated through:
- Email notification to registered users
- Website announcement
- Updated "Last Modified" date
Continued use of our services after policy changes constitutes acceptance of the updated terms.
14. Consumer Rights
This refund policy does not affect your statutory consumer rights under applicable law, including:
- Right to return faulty or misdescribed services
- Consumer protection laws in your jurisdiction
- Credit card chargeback rights
- Distance selling regulations
15. Related Policies
This refund policy should be read in conjunction with:
Our Commitment: We stand behind the quality of our educational content and services. If you're not satisfied with your purchase, we're committed to working with you to find a fair resolution. Contact our support team if you have any concerns about your purchase.